Others titles
- Health Insurance Issuers Unified Rate Review PUF 2015
- Health Insurance Market place Competition Unified Rate Review PUF 2015
- Qualified Health Plan Unified Rate Review PUF 2015
Keywords
- Health Insurance
- Insurance Marketplace
- Rate Review
- Insurance Rate Review
- Insurance Rate Increase
- Insurance Market Competition
Health Insurance Plans Unified Rate Review PUF
The Public Health Service Act (PHSA) and the implementing regulation, establish requirements for health insurance issuers (issuers) offering health insurance coverage for non-grandfathered products in the small group and/or individual markets to submit rate filing information on rate increases to the Centers for Medicare & Medicaid Services (CMS).
Get The Data
- ResearchNon-Commercial, Share-Alike, Attribution Free Forever
- CommercialCommercial Use, Remix & Adapt, White Label Log in to download
Description
The Part I Unified Rate Review template is required to be submitted by all issuers in the individual, small group and/or combined markets that are proposing a rate increase on any single risk pool compliant products. In addition, all issuers applying to offer at least one qualified health plan (QHP) in the state must submit the template for the market in which the QHP would be offered. The template may also be required by regulatory authority for products in the single risk pool. Issuers are required to submit the annual rate change (i.e. January rate changes). Rate Filing Justification (RFJ) submissions must provide sufficient information for state or federal regulators to review rate filings. In addition, CMS may use data submitted on the RFJ to calculate Advance Premium Tax Credit (APTC) payments and Cost-Sharing Reduction (CSR) advance payments.
In addition, quarterly rate increases for the small group market are allowed if allowed by the state regulatory authority. All issuers are required to set the Index Rate for an effective date of January 1 of each year, and file the Index Rate with the applicable regulatory authority. Subject to state requirements, small group issuers are allowed to file subsequent submissions that reset the Index Rate for the remaining quarters of the calendar year.
As of September 1, 2011, the Affordable Care Act and rate review regulation require review of rate increases of 10 percent or more. A non-grandfathered health plan sold in the individual or small group market that increases its rates by 10 percent or more is subject to review to determine whether the increase is unreasonable. Most states and territories have an effective rate review program and will review rate increases submitted by health insurance issuers in their states and territories. CMS will review rate increases in the market(s) where states do not have an effective rate review program. Additionally, effective January 1, 2014, all plans compliant with the rate monitoring and single risk pool requirements of the Affordable Care Act are required to submit all plans within the single risk pool.
For individual and small employer plans not subject to the single risk pool, each rate increase subject to review, a health insurance issuer must submit a Preliminary Justification for each product affected by the increase. This Preliminary Justification consists of the following parts: Part I, Rate Increase Summary: A form that summarizes the data used to determine the rate increase.
CCIIO (Center for Consumer Information and Insurance Oversight) is also making the data in this form available on the CCIIO website for public use. Part II, Written Explanation of the Rate Increase: A simple and brief narrative describing the data provided in Part I and the assumptions used to develop the rate increase, including an explanation of the most significant factors causing the rate increase. Part III, Rate Filing Documentation: Rate filing documentation that CMS uses to determine whether the rate increase is unreasonable. This section of the Preliminary Justification is only required to be filed when CMS is conducting the rate review. It is posted on the CCIIO website.
About this Dataset
Data Info
Date Created | 2014-08-28 |
---|---|
Last Modified | 2019-10-08 |
Version | 2019-10-08 |
Update Frequency |
Annual |
Temporal Coverage |
2015 |
Spatial Coverage |
United States |
Source | John Snow Labs; Centers for Medicare and Medicaid Services; |
Source License URL | |
Source License Requirements |
N/A |
Source Citation |
N/A |
Keywords | Health Insurance, Insurance Marketplace, Rate Review, Insurance Rate Review, Insurance Rate Increase, Insurance Market Competition |
Other Titles | Health Insurance Issuers Unified Rate Review PUF 2015, Health Insurance Market place Competition Unified Rate Review PUF 2015, Qualified Health Plan Unified Rate Review PUF 2015 |
Data Fields
Name | Description | Type | Constraints |
---|---|---|---|
Company_Legal_Name | Organization’s legal entity name. Name that is associated with the HIOS Issuer ID | string | - |
HIOS_Issuer_ID | Health Insurance Oversight system Issuer ID assigned to the legal entity. | integer | level : Nominal |
Effective_Date_Of_Rate_Change | The effective date for which rates are being submitted. | datetime | - |
Template_ID | Template ID generated by the system | integer | level : Nominal |
State | Code for the State | string | - |
Market | The applicable market: Individual, Small Group, or Combined. The market chosen must be consistent with the state’s determination of their allowable markets (e.g. if a state chooses to merge the individual and small group market, the issuer must choose “Combined”). | string | - |
Product | Insurance product. The term “product” is defined as a unique combination of benefits, various cost sharing options and a network design(s) to a particular service area. “Product” has the same meaning as included in 45 CFR Part 154 | string | - |
Product_ID | Insurance product ID, the product ID that corresponds with each product. The two-letter state code portion of the Product ID must be entered using capital letters. The “Product ID” should be the product number assigned by HIOS. | string | - |
Metal | Insurance Metal: For each “plan” within a product, there is a corresponding metal level, Platinum, Gold, Silver, Bronze and Catastrophic. Plans that are included in a QHP certification application must show the same Metal as is shown in the QHP application | string | - |
AV_Metal_Value | The term “actuarial value” is used to describe a manner of estimating the value of a plan, but not a specific manner. AV Metal Value refers to the federal definition of actuarial value as prescribed in 45 CFR Part 156, §156.20. AV requirements for Platinum hold 90%, Gold hold 80%, Silver 70%, Bronze 60% and Catastrophic: Not specified by law | string | - |
AV_Pricing_Value | The AV Pricing Value represents the cumulative effect of adjustments made by the issuer to move from the Market Adjusted Index Rate to the Plan Adjusted Index Rate. It is likely to have a spread from one plan to another that emulates the spread in the Plan Adjusted Index Rates of the same plans. | string | - |
Plan_Type | Plan Types are Indemnity, PPO, POS, HMO or EPO. The term “plan” is defined as a unique combination of benefits to a specific set of cost sharing options and network design(s) to a particular service area. | string | - |
Plan_Name | The name of each plan within a product. The term “plan” is defined as a unique combination of benefits to a specific set of cost sharing options and network design(s) to a particular service area. | string | - |
Plan_ID_Standard_Component_ID | Assigned Plan ID. The two-letter state code portion of the Plan ID must be entered using capital letters. The Plan ID is a unique identifier for the set of benefits and cost sharing values offered within a product by the HIOS issuer, or in other words, a unique identifier of each plan. Plan IDs contain three digits. This field must be entered as a text input and must include any leading zeros (e.g. 001). | string | - |
Exchange_Plan | Exchange plan, is an indicator as to whether the plan will be offered inside a State-based or Federally Facilitated Exchange or Small Business Health Options Program (SHOP), regardless of whether or not it will also be offered in the outside market. If an application for qualified health plan status is pending, it is indicated “yes.” This indicator should not be used to identify whether a plan is offered on a private exchange. | number | level : Ratio |
Historical_Rate_Increase_Calendar_Year_2 | For each product, the historical rate increase for the period two years prior to the current calendar year. | number | level : Ratio |
Historical_Rate_Increase_Calendar_Year_1 | For each product, the historical rate increase for the period of one year prior to the current calendar year. | number | level : Ratio |
Historical_Rate_Increase_Calendar_Year_0 | For each product, the historical rate increase for the current calendar year. | number | level : Ratio |
Effective_Date_Of_Proposed_Rate | The corresponding effective date of the proposed rate increases. | datetime | - |
Rate_Change_In_Percent_Over_Prior_Filing | Average change in premium rates over the rates included in the prior filing for each plan. All products and plans must have the same effective date. | string | - |
Cumulative_Rate_Change_In_Percent_Over_12_Months_Prior | The average change in premium rates over the twelve month period prior to the effective date for each plan. This should be the premium weighted average of the 12-month increases that apply at renewal. For new plans enter -999.00% in this field. It is important to enter this value in the template in this case so other calculated fields in the template are correctly generated. | number | level : Ratio |
Projected_Per_Rate_Change_In_Percent_Over_Experience_Period | For each plan, the percentage change in rates between the Experience Period and the Projection Period is shown. This is a calculated field. | number | level : Ratio |
Product_Threshold_Rate_Increase_In_Percent | The template calculates the threshold rate increase for each product. This is the rate increase that determines whether the rate increase is subject to review, per 45 CFR Part 154 §154.200. | number | level : Ratio |
Plan_Rate_Increase_By_Inpatient | Is a Component of Premium Increase (PMPM Dollar Amount above Current Average Rate PMPM. This can be completed with variations only at the product level or variations at each plan level within a product. | number | level : Ratio |
Plan_Rate_Increase_By_Outpatient | Is a Component of Premium Increase (PMPM Dollar Amount above Current Average Rate PMPM. This can be completed with variations only at the product level or variations at each plan level within a product. | number | level : Ratio |
Plan_Rate_Increase_By_Professional | Is a Component of Premium Increase (PMPM Dollar Amount above Current Average Rate PMPM. This can be completed with variations only at the product level or variations at each plan level within a product. | number | level : Ratio |
Plan_Rate_Increase_By_Prescription_Drug | Is a Component of Premium Increase (PMPM Dollar Amount above Current Average Rate PMPM. This can be completed with variations only at the product level or variations at each plan level within a product. | number | level : Ratio |
Plan_Rate_Increase_By_Other | Is a Component of Premium Increase (PMPM Dollar Amount above Current Average Rate PMPM. This can be completed with variations only at the product level or variations at each plan level within a product. If the information is entered with the product level variation, this means the issuer enters the information for the total product spread evenly across all plans within the product. If the issuer chooses this methodology, the proposed rate increase for each plan within the product must be identical. | number | level : Ratio |
Plan_Rate_Increase_By_Capitation | Is a Component of Premium Increase (PMPM Dollar Amount above Current Average Rate PMPM. This can be completed with variations only at the product level or variations at each plan level within a product. If the information is entered with the product level variation, this means the issuer enters the information for the total product spread evenly across all plans within the product. If the issuer chooses this methodology, the proposed rate increase for each plan within the product must be identical. | number | level : Ratio |
Plan_Rate_Increase_By_Administration | Is a Component of Premium Increase (PMPM Dollar Amount above Current Average Rate PMPM. This can be completed with variations only at the product level or variations at each plan level within a product. If the information is entered with the product level variation, this means the issuer enters the information for the total product spread evenly across all plans within the product. If the issuer chooses this methodology, the proposed rate increase for each plan within the product must be identical. | number | level : Ratio |
Plan_Rate_Increase_By_Taxes_And_Fees | Is a Component of Premium Increase (PMPM Dollar Amount above Current Average Rate PMPM. This can be completed with variations only at the product level or variations at each plan level within a product. If the information is entered with the product level variation, this means the issuer enters the information for the total product spread evenly across all plans within the product. If the issuer chooses this methodology, the proposed rate increase for each plan within the product must be identical. | number | level : Ratio |
Plan_Rate_Increase_By_Risk_And_Profit_Change | Is a Component of Premium Increase (PMPM Dollar Amount above Current Average Rate PMPM. This can be completed with variations only at the product level or variations at each plan level within a product. If the information is entered with the product level variation, this means the issuer enters the information for the total product spread evenly across all plans within the product. If the issuer chooses this methodology, the proposed rate increase for each plan within the product must be identical. | number | level : Ratio |
Plan_Total_Rate_Increase | Is a Component of Premium Increase (PMPM Dollar Amount above Current Average Rate PMPM. This can be completed with variations only at the product level or variations at each plan level within a product. If the information is entered with the product level variation, this means the issuer enters the information for the total product spread evenly across all plans within the product. If the issuer chooses this methodology, the proposed rate increase for each plan within the product must be identical. | number | level : Ratio |
Plan_Member_Cost_Share_Increase | Is a Component of Premium Increase (PMPM Dollar Amount above Current Average Rate PMPM. This can be completed with variations only at the product level or variations at each plan level within a product. If the information is entered with the product level variation, this means the issuer enters the information for the total product spread evenly across all plans within the product. If the issuer chooses this methodology, the proposed rate increase for each plan within the product must be identical. | number | level : Ratio |
Plan_Average_Current_Rate_PMPM | Is a Component of Premium Increase (PMPM Dollar Amount above Current Average Rate PMPM. This can be completed with variations only at the product level or variations at each plan level within a product. If the information is entered with the product level variation, this means the issuer enters the information for the total product spread evenly across all plans within the product. If the issuer chooses this methodology, the proposed rate increase for each plan within the product must be identical. | number | level : Ratio |
Plan_Projected_Member_Months | The projected member months by plan that correspond to the effective period of the rates for each plan. | number | level : Ratio |
Base_Period_Average_Rate_PMPM | The information shown in this section captures the historical data for the twelve month period used in the base period experience. The average premium rate PMPM for each plan during the experience period. The average should be generated using membership consistent with the Experience Period for each plan. | number | level : Ratio |
Base_Period_Member_Months | The information shown in this section captures the historical data for the twelve month period used in the base period experience. The total member months during the Experience Period should be consistent with the Experience Period Member Months. | number | level : Ratio |
Base_Period_Total_Premium | The information shown in this section captures the historical data for the twelve month period used in the base period experience. The total premium earned in the Experience Period for each plan is calculated as the Average Rate PMPM multiplied by the Member Months in a given plan. | number | level : Ratio |
Base_Period_EHB_Basis_Or_Full_Portion_Of_TP | The information shown in this section captures the historical data for the twelve month period used in the base period experience. The percentage of the total premium that is associated with EHB services in each plan (including administrative expenses and profit associated with those services). | number | level : Ratio |
Base_Period_State_Mandated_Benefits_Portion_Of_TP_Other_Than_EHB | The information shown in this section captures the historical data for the twelve month period used in the base period experience. The percentage of the total premium for each plan that is associated with state mandated benefits that are not part of the EHB package. | string | - |
Base_Period_Other_Benefits_Portion_Of_TP | The information shown in this section captures the historical data for the twelve month period used in the base period experience. This is a calculated field which generates the remaining percentage of the total premium based on the values entered from the EHB and state mandated benefits portions, described above. | string | - |
Base_Period_Total_Allowed_Claims | The information shown in this section captures the historical data for the twelve month period used in the base period experience. The total allowed claims for each benefit plan with service dates within the Experience Period. The Total Allowed Claims (TAC) across all benefit plans for the Experience Period should be consistent with the Allowed Claims | number | level : Ratio |
Base_Period_EHB_Basis_Or_Full_Portion_Of_TAC | The information shown in this section captures the historical data for the twelve month period used in the base period experience. The percentage of the total allowed claims that are associated with EHB services in each plan during the Experience Period. | number | level : Ratio |
Base_Period_State_Mandated_Benefits_Portion_Of_TAC_Other_Than_EHB | The information shown in this section captures the historical data for the twelve month period used in the base period experience. The percentage of the total allowed claims for each plan that are associated with state mandated benefits that are not part of the EHB package. | string | - |
Base_Period_Other_Benefits_Portion_of_TAC | The information shown in this section captures the historical data for the twelve month period used in the base period experience.This is a calculated field which generates the remaining percentage of the total allowed claims based on the values entered from the EHB and state mandated benefits portions. As stated previously, the sum of the EHB portion, the state mandated benefit portion not associated with EHBs and the other benefits portion should equal 100%. | string | - |
Base_Period_Allowed_Claims_Which_Are_Not_The_Issuers_Obligation | The information shown in this section captures the historical data for the twelve month period used in the base period experience. | number | level : Ratio |
Base_Period_Portion_Payable_By_HHS_Funds_On_Behalf_Of_Insured_Person | The information shown in this section captures the historical data for the twelve month period used in the base period experience. The portion of the total dollars that are attributable to HHS during the Experience Period. This is the cost sharing reduction subsidies. | number | level : Ratio |
Base_Period_Portion_Payable_By_HHS_On_Behalf_Of_Insured_Person_Percent | The information shown in this section captures the historical data for the twelve month period used in the base period experience. This is a calculated field and displays the percentage of claims covered by HHS over the value of all claims not covered by the issuer. | number | level : Ratio |
Base_Period_Total_Incurred_Claims_Payable_With_Issuer_Funds | The information shown in this section captures the historical data for the twelve month period used in the base period experience. This is a calculated field and displays the percentage of claims covered by HHS over the value of all claims not covered by the issuer. | number | level : Ratio |
Base_Period_Net_Amount_Of_Reinsurance | The information shown in this section captures the historical data for the twelve month period used in the base period experience. The Federal reinsurance amount received for each plan during the Experience Period. | number | level : Ratio |
Base_Period_Net_Amount_Of_Risk_Adjusted | The information shown in this section captures the historical data for the twelve month period used in the base period experience. The risk transfer charge or payment during the Experience Period for each plan | number | level : Ratio |
Base_Period_Incurred_Claims_PMPM | The information shown in this section captures the historical data for the twelve month period used in the base period experience. The Allowed Claims PMPM is calculated by the template, and is equal to utilization per 1,000 times average cost per service, divided by 12,000. The template sums the PMPM from each Benefit Category to calculate the total PMPM. The calculated PMPM must equal the Allowed Claims PMPM calculated by the template in Section I of Worksheet 1. | number | level : Ratio |
Base_Period_Allowed_Claims_PMPM | The information shown in this section captures the historical data for the twelve month period used in the base period experience. The Allowed Claims PMPM is calculated by the template, and is equal to utilization per 1,000 times average cost per service, divided by 12,000. The template sums the PMPM from each Benefit Category to calculate the total PMPM. The calculated PMPM must equal the Allowed Claims PMPM calculated by the template in Section I of Worksheet 1. | number | level : Ratio |
Base_Period_EHB_Portion_Of_Allowed_Claims_PMPM | The information shown in this section captures the historical data for the twelve month period used in the base period experience. The Allowed Claims PMPM is calculated by the template, and is equal to utilization per 1,000 times average cost per service, divided by 12,000. The template sums the PMPM from each Benefit Category to calculate the total PMPM. The calculated PMPM must equal the Allowed Claims PMPM calculated by the template in Section I of Worksheet 1. | number | level : Ratio |
Projected_Plan_Adjusted_Index_Rate | The projected data is for the twelve month period following the effective date for each plan. The information is entered at the product level or at the plan level. These circumstances occur in the small group market when prospective trend is included in the submission (if permitted by the state). | number | level : Ratio |
Projected_Member_Months | The projected data is for the twelve month period following the effective date for each plan. The information is entered at the product level or at the plan level. These circumstances occur in the small group market when prospective trend is included in the submission (if permitted by the state). The template populates the projected Member Months using the Projected Member Months. | number | level : Ratio |
Projected_Total_Premium | The projected data is for the twelve month period following the effective date for each plan. The information is entered at the product level or at the plan level. These circumstances occur in the small group market when prospective trend is included in the submission (if permitted by the state). | number | level : Ratio |
Projected_EHB_Basis_Or_Full_Portion_Of_TP | The projected data is for the twelve month period following the effective date for each plan. The information is entered at the product level or at the plan level. These circumstances occur in the small group market when prospective trend is included in the submission (if permitted by the state). | number | level : Ratio |
Projected_State_Mandated_Benefits_Portion_Of_TP_Other_Than_EHB | The projected data is for the twelve month period following the effective date for each plan. The information is entered at the product level or at the plan level. These circumstances occur in the small group market when prospective trend is included in the submission (if permitted by the state). | string | - |
Projected_Other_Benefits_Portion_Of_TP | The projected data is for the twelve month period following the effective date for each plan. The information is entered at the product level or at the plan level. These circumstances occur in the small group market when prospective trend is included in the submission (if permitted by the state). | string | - |
Projected_Total_Allowed_Claims | The projected data is for the twelve month period following the effective date for each plan. The information is entered at the product level or at the plan level. These circumstances occur in the small group market when prospective trend is included in the submission (if permitted by the state). | number | level : Ratio |
Projected_EHB_Basis_Or_Full_Portion_Of_TAC | The projected data is for the twelve month period following the effective date for each plan. The information is entered at the product level or at the plan level. These circumstances occur in the small group market when prospective trend is included in the submission (if permitted by the state). | number | level : Ratio |
Projected_State_Mandated_Benefits_Portion_Of_TAC_Other_Than_EHB | The projected data is for the twelve month period following the effective date for each plan. The information is entered at the product level or at the plan level. These circumstances occur in the small group market when prospective trend is included in the submission (if permitted by the state). | string | - |
Projected_Other_Benefits_Portion_Of_TAC | The projected data is for the twelve month period following the effective date for each plan. The information is entered at the product level or at the plan level. These circumstances occur in the small group market when prospective trend is included in the submission (if permitted by the state). | string | - |
Projected_Allowed_Claims_Which_Are_Not_The_Issuers_Obligation | The projected data is for the twelve month period following the effective date for each plan. The information is entered at the product level or at the plan level. These circumstances occur in the small group market when prospective trend is included in the submission (if permitted by the state). | number | level : Ratio |
Projected_Portion_Payable_By_HHS_Funds_On_Behalf_Of_Insured_Person | The projected data is for the twelve month period following the effective date for each plan. The information is entered at the product level or at the plan level. These circumstances occur in the small group market when prospective trend is included in the submission (if permitted by the state). | number | level : Ratio |
Projected_Percent_Portion_Payable_By_HHS_On_Behalf_Of_Insured_Person | The projected data is for the twelve month period following the effective date for each plan. The information is entered at the product level or at the plan level. These circumstances occur in the small group market when prospective trend is included in the submission (if permitted by the state). | number | level : Ratio |
Projected_Total_Incurred_Claims_Payable_with_Issuer_Funds | The projected data is for the twelve month period following the effective date for each plan. The information is entered at the product level or at the plan level. These circumstances occur in the small group market when prospective trend is included in the submission (if permitted by the state). The portion of the total dollars attributable to HHS during the projection period. This is the cost sharing reduction subsidies. | number | level : Ratio |
Projected_Net_Amount_Of_Reinsurance | The projected data is for the twelve month period following the effective date for each plan. The information is entered at the product level or at the plan level. These circumstances occur in the small group market when prospective trend is included in the submission (if permitted by the state). | number | level : Ratio |
Projected_Net_Amount_Of_Risk_Adjusted | The projected data is for the twelve month period following the effective date for each plan. The information is entered at the product level or at the plan level. These circumstances occur in the small group market when prospective trend is included in the submission (if permitted by the state). | number | level : Ratio |
Projected_Incurred_Claims_PMPM | The projected data is for the twelve month period following the effective date for each plan. The information is entered at the product level or at the plan level. These circumstances occur in the small group market when prospective trend is included in the submission (if permitted by the state). | number | level : Ratio |
Projected_Allowed_Claims_PMPM | The projected data is for the twelve month period following the effective date for each plan. The information is entered at the product level or at the plan level. These circumstances occur in the small group market when prospective trend is included in the submission (if permitted by the state). | number | level : Ratio |
Plan_Section_4_Plan_Member_Months | The number of member months expected to be covered | number | level : Ratio |
Projected_EHB_Portion_Of_Allowed_Claims_PMPM | The projected data is for the twelve month period following the effective date for each plan. The information is entered at the product level or at the plan level. These circumstances occur in the small group market when prospective trend is included in the submission (if permitted by the state). | number | level : Ratio |
Plan_Section_4_Plan_Adjusted_Index_Rate | The Plan Adjusted Index Rate is the Market Adjusted Index Rate further adjusted for plan specific factors allowed by 45 CFR Part 156.80(d)(2) such as provider network, utilization management, benefits in addition to Essential Health Benefits (EHBs), actuarial value and cost sharing, distribution and administrative costs (less Exchange fees) and catastrophic plan eligibility variation. | number | level : Ratio |
Plan_Section_4_Total_Premium | The total premium earned in the projection period for each plan is calculated as the Average Rate PMPM multiplied by the Member Months in a given plan. | number | level : Ratio |
Plan_Section_4_EHB_Basis_Or_Full_Portion_Of_TP | The percentage of the total premium that is associated with EHB services in each plan (including administrative expenses and profit associated with those services). When calculating the EHB Percent of TP, the Administrative Expense Load, Profit & Risk Load, and Taxes & Fees should be allocated to the various categories in this section (EHB, state mandated benefits that are not EHB, and other benefits) of the template in proportion to the claims expenses. | string | - |
Plan_Section_4_State_Mandated_Benefits_Portion_Of_TP_Other_Than_EHB | The percentage of the total premium for each plan that is associated with state mandated benefits that are not part of the EHB package. | number | level : Ratio |
Plan_Section_4_Net_Amount_Of_Risk_Adjusted | The amount of any risk transfer payment expected to be received during the projection period for each plan. If a risk transfer charge is anticipated to be assessed, the value entered should be negative. | number | level : Ratio |
Plan_Section_4_Other_Benefits_Portion_Of_TP | This is a calculated field which generates the remaining percentage of the total premium based on the values entered from the EHB and state mandated benefits portions, described above. As stated previously, the sum of the EHB portion, the state mandated benefit portion not associated with EHBs and the other benefits portion should equal 100%. | number | level : Ratio |
Plan_Section_4_Total_Allowed_Claims | The total allowed claims for each benefit plan with service dates within the projection period | number | level : Ratio |
Plan_Section_4_Net_Amount_Of_Reinsurance | The Federal reinsurance amount expected to be received for each plan during the projection period, net of the reinsurance assessments | number | level : Ratio |
Plan_Section_4_EHB_Basis_Or_Full_Portion_Of_TAC | The percentage of the total allowed claims for each plan that are associated with state mandated benefits that are not part of the EHB package. | number | level : Ratio |
Plan_Section_4_State_Mandated_Benefits_Portion_Of_TAC_Other_Than_EHB | The percentage of the total premium for each plan that is associated with state mandated benefits that are not part of the EHB package. Similar to the EHB percentage, the state mandated benefit percentage of the total premium should include the portion of administrative expenses, taxes and fees and risk and profit loads associated with these services. | string | - |
Plan_Section_4_Total_Incurred_Claims_Payable_With_Issuer_Funds | Total claims incurred payable with issuer funds | number | level : Ratio |
Plan_Section_4_Other_Benefits_Portion_Of_TAC | This is a calculated field which generates the remaining percentage of the total premium based on the values entered from the EHB and state mandated benefits portions, described above. | number | level : Ratio |
Plan_Section_4_Allowed_Claims_Which_Are_Not_The_Issuers_Obligation | Allowed claim which are not the issuers obligation | number | level : Ratio |
Plan_Sec_4_Portion_Payable_By_HHS_Funds_On_Behalf_Of_Insured_Person | The portion of the total dollars that are attributable to HHS during the Experience Period. This is the cost sharing reduction subsidies. | number | level : Ratio |
Plan_Sec_4_Percent_Portion_Payable_By_HHS_On_Behalf_Of_Insured_Person | This is a calculated field and displays the percentage of claims covered by HHS over the value of all claims not covered by the issuer. | number | level : Ratio |
Plan_Section_4_Incurred_Claims_PMPM | The Allowed Claims PMPM is calculated by the template, and is equal to utilization per 1,000 times average cost per service, divided by 12,000. The template sums the PMPM from each Benefit Category to calculate the total PMPM. The calculated PMPM must equal the Allowed Claims PMPM calculated by the template in Section I of Worksheet 1. | number | level : Ratio |
Plan_Section_4_Plan_Allowed_Claims_PMPM | The Allowed Claims PMPM is calculated by the template, and is equal to utilization per 1,000 times average cost per service, divided by 12,000. The template sums the PMPM from each Benefit Category to calculate the total PMPM. The calculated PMPM must equal the Allowed Claims PMPM calculated by the template in Section I of Worksheet 1. | number | level : Ratio |
Plan_EHB_Portion_Of_Allowed_Claims_PMPM | The Allowed Claims PMPM is calculated by the template, and is equal to utilization per 1,000 times average cost per service, divided by 12,000. The template sums the PMPM from each Benefit Category to calculate the total PMPM. The calculated PMPM must equal the Allowed Claims PMPM calculated by the template in Section I of Worksheet 1. | number | level : Ratio |
Premiums_Net_Of_MLR_Rebate_In_Experience_Period_PMPM | The Allowed Claims PMPM is calculated by the template, and is equal to utilization per 1,000 times average cost per service, divided by 12,000. The template sums the PMPM from each Benefit Category to calculate the total PMPM. The calculated PMPM must equal the Allowed Claims PMPM calculated by the template in Section I of Worksheet 1. | number | level : Ratio |
Experience_Period_Member_Months | The total number of months of coverage in the experience period for all members that had coverage during any portion of the Experience Period. | number | level : Ratio |
Premiums_Net_Of_MLR_Rebate_In_Experience_Period_Claims_Amount | The amount of premium earned during the Experience Period, net of rebates to policyholders on an incurred basis due to the medical loss ratio (MLR) requirements as defined in 45 CFR § 158. | number | level : Ratio |
Allowed_Claims_Amount | The Allowed Claims PMPM is calculated by the template, and is equal to utilization per 1,000 times average cost per service, divided by 12,000. The template sums the PMPM from each Benefit Category to calculate the total PMPM. The calculated PMPM must equal the Allowed Claims PMPM calculated by the template in Section I of Worksheet 1. | number | level : Ratio |
Incurred_Claims_Amount_In_Experience_Period | Total claims incurred in the Experience Period. | number | level : Ratio |
Incurred_Claims_In_Experience_Period_PMPM | PMPM incurred claims amount in the experience period | number | level : Ratio |
Allowed_Claims_PMPM | The Allowed Claims PMPM is calculated by the template, and is equal to utilization per 1,000 times average cost per service, divided by 12,000. The template sums the PMPM from each Benefit Category to calculate the total PMPM. The calculated PMPM must equal the Allowed Claims PMPM calculated by the template in Section I of Worksheet 1. | number | level : Ratio |
Single_Risk_Pool_Gross_Premium_Average_Rate_PMPM | The issuer is required to provide support that the single risk pool in a particular state and market is established according to the requirements in 45 CFR § 156.80(d). | number | level : Ratio |
Projected_Member_Month_Projected_Experience | The number of member months expected to be covered during the Projection Period. | number | level : Ratio |
Single_Risk_Pool_Gross_Premium_Avg_Rate_PMPM_Projected_Period_Totals | The Allowed Claims PMPM is calculated by the template, and is equal to utilization per 1,000 times average cost per service, divided by 12,000. The template sums the PMPM from each Benefit Category to calculate the total PMPM. The calculated PMPM must equal the Allowed Claims PMPM calculated by the template in Section I of Worksheet 1. | number | level : Ratio |
Projected_Incurred_Claims_Projected_Period_Totals | The template calculates aggregate dollar amounts for Section III PMPM values entered into or calculated by the template. The amounts are calculated by multiplying the Projected Member Months by the applicable PMPM value. | number | level : Ratio |
Projected_ACA_Reinsurance_Recoveries_Net_Of_Reinsurance_Premium_PMPM | Projected reinsurance recoveries, referred to as reinsurance payments in the HHS Notice of Benefit and Payment Parameters, from the Federal reinsurance program, less contributions made to the program (referred to as “Premium” in the template). | number | level : Ratio |
Projected_Incurred_Claims | The template calculates this value by subtracting the Projected Risk Adjustments, PMPM from the Projected Incurred Claims, before ACA rein & Risk Adj’t, PMPM. | number | level : Ratio |
Projected_Allowed_Experience_Claims_PMPM_Applied_Credibility | The Allowed Claims PMPM is calculated by the template, and is equal to utilization per 1,000 times average cost per service, divided by 12,000. The template sums the PMPM from each Benefit Category to calculate the total PMPM. The calculated PMPM must equal the Allowed Claims PMPM calculated by the template in Section I of Worksheet 1. | number | level : Ratio |
Index_Rate_For_Projection_Period | The projected Index Rate | number | level : Ratio |
Plan_Product_Submission_Tracking_Number | Tracking number for the rate review submission | string | - |
System_Generated_MIDAS_Load_Date | System Generated load date | datetime | - |
Status_Change_Date | System Generated status change date | string | - |
Submission_Status_Description | Rate review submission status description | string | - |
Submission_Type | Submission type | string | - |
Final_Determination | Final determination | string | - |
Insurance_Product_Rate_Justification | Reason for rate review | string | - |
Data Preview
Year | Company_Legal_Name | HIOS_Issuer_ID | Effective_Date_Of_Rate_Change | Template_ID | State | Market | Product | Product_ID | Metal | AV_Metal_Value | AV_Pricing_Value | Plan_Type | Plan_Name | Plan_ID_Standard_Component_ID | Exchange_Plan | Historical_Rate_Increase_Calendar_Year_2 | Historical_Rate_Increase_Calendar_Year_1 | Historical_Rate_Increase_Calendar_Year_0 | Effective_Date_Of_Proposed_Rate | Rate_Change_In_Percent_Over_Prior_Filing | Cumulative_Rate_Change_In_Percent_Over_12_Months_Prior | Projected_Per_Rate_Change_In_Percent_Over_Experience_Period | Product_Threshold_Rate_Increase_In_Percent | Plan_Rate_Increase_By_Inpatient | Plan_Rate_Increase_By_Outpatient | Plan_Rate_Increase_By_Professional | Plan_Rate_Increase_By_Prescription_Drug | Plan_Rate_Increase_By_Other | Plan_Rate_Increase_By_Capitation | Plan_Rate_Increase_By_Administration | Plan_Rate_Increase_By_Taxes_And_Fees | Plan_Rate_Increase_By_Risk_And_Profit_Change | Plan_Total_Rate_Increase | Plan_Member_Cost_Share_Increase | Plan_Average_Current_Rate_PMPM | Plan_Projected_Member_Months | Base_Period_Average_Rate_PMPM | Base_Period_Member_Months | Base_Period_Total_Premium | Base_Period_EHB_Basis_Or_Full_Portion_Of_TP | Base_Period_State_Mandated_Benefits_Portion_Of_TP_Other_Than_EHB | Base_Period_Other_Benefits_Portion_Of_TP | Base_Period_Total_Allowed_Claims | Base_Period_EHB_Basis_Or_Full_Portion_Of_TAC | Base_Period_State_Mandated_Benefits_Portion_Of_TAC_Other_Than_EHB | Base_Period_Other_Benefits_Portion_of_TAC | Base_Period_Allowed_Claims_Which_Are_Not_The_Issuers_Obligation | Base_Period_Portion_Payable_By_HHS_Funds_On_Behalf_Of_Insured_Person | Base_Period_Portion_Payable_By_HHS_On_Behalf_Of_Insured_Person_Percent | Base_Period_Total_Incurred_Claims_Payable_With_Issuer_Funds | Base_Period_Net_Amount_Of_Reinsurance | Base_Period_Net_Amount_Of_Risk_Adjusted | Base_Period_Incurred_Claims_PMPM | Base_Period_Allowed_Claims_PMPM | Base_Period_EHB_Portion_Of_Allowed_Claims_PMPM | Projected_Plan_Adjusted_Index_Rate | Projected_Member_Months | Projected_Total_Premium | Projected_EHB_Basis_Or_Full_Portion_Of_TP | Projected_State_Mandated_Benefits_Portion_Of_TP_Other_Than_EHB | Projected_Other_Benefits_Portion_Of_TP | Projected_Total_Allowed_Claims | Projected_EHB_Basis_Or_Full_Portion_Of_TAC | Projected_State_Mandated_Benefits_Portion_Of_TAC_Other_Than_EHB | Projected_Other_Benefits_Portion_Of_TAC | Projected_Allowed_Claims_Which_Are_Not_The_Issuers_Obligation | Projected_Portion_Payable_By_HHS_Funds_On_Behalf_Of_Insured_Person | Projected_Percent_Portion_Payable_By_HHS_On_Behalf_Of_Insured_Person | Projected_Total_Incurred_Claims_Payable_with_Issuer_Funds | Projected_Net_Amount_Of_Reinsurance | Projected_Net_Amount_Of_Risk_Adjusted | Projected_Incurred_Claims_PMPM | Projected_Allowed_Claims_PMPM | Plan_Section_4_Plan_Member_Months | Projected_EHB_Portion_Of_Allowed_Claims_PMPM | Plan_Section_4_Plan_Adjusted_Index_Rate | Plan_Section_4_Total_Premium | Plan_Section_4_EHB_Basis_Or_Full_Portion_Of_TP | Plan_Section_4_State_Mandated_Benefits_Portion_Of_TP_Other_Than_EHB | Plan_Section_4_Net_Amount_Of_Risk_Adjusted | Plan_Section_4_Other_Benefits_Portion_Of_TP | Plan_Section_4_Total_Allowed_Claims | Plan_Section_4_Net_Amount_Of_Reinsurance | Plan_Section_4_EHB_Basis_Or_Full_Portion_Of_TAC | Plan_Section_4_State_Mandated_Benefits_Portion_Of_TAC_Other_Than_EHB | Plan_Section_4_Total_Incurred_Claims_Payable_With_Issuer_Funds | Plan_Section_4_Other_Benefits_Portion_Of_TAC | Plan_Section_4_Allowed_Claims_Which_Are_Not_The_Issuers_Obligation | Plan_Sec_4_Portion_Payable_By_HHS_Funds_On_Behalf_Of_Insured_Person | Plan_Sec_4_Percent_Portion_Payable_By_HHS_On_Behalf_Of_Insured_Person | Plan_Section_4_Incurred_Claims_PMPM | Plan_Section_4_Plan_Allowed_Claims_PMPM | Plan_EHB_Portion_Of_Allowed_Claims_PMPM | Premiums_Net_Of_MLR_Rebate_In_Experience_Period_PMPM | Experience_Period_Member_Months | Premiums_Net_Of_MLR_Rebate_In_Experience_Period_Claims_Amount | Allowed_Claims_Amount | Incurred_Claims_Amount_In_Experience_Period | Incurred_Claims_In_Experience_Period_PMPM | Allowed_Claims_PMPM | Single_Risk_Pool_Gross_Premium_Average_Rate_PMPM | Projected_Member_Month_Projected_Experience | Single_Risk_Pool_Gross_Premium_Avg_Rate_PMPM_Projected_Period_Totals | Projected_Incurred_Claims_Projected_Period_Totals | Projected_ACA_Reinsurance_Recoveries_Net_Of_Reinsurance_Premium_PMPM | Projected_Incurred_Claims | Projected_Allowed_Experience_Claims_PMPM_Applied_Credibility | Index_Rate_For_Projection_Period | Plan_Product_Submission_Tracking_Number | System_Generated_MIDAS_Load_Date | Status_Change_Date | Submission_Status_Description | Submission_Type | Final_Determination | Insurance_Product_Rate_Justification |
2014 | All Savers Insurance Company | 72487 | 2014-01-01 | 261373 | NC | Small Group | All Savers Group | 72487NC001 | Gold | 0.78 | 0.824 | PPO | E6 | 72487NC0010030 | 0 | 0 | 0 | 0 | 2014-01-01 | 0 | -9.9999 | 0.0000000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.00000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.0000000000 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0.00000000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 400.8204 | 6224 | 2494706.204 | 1968323.195 | 0 | 316.2473 | 446.677 | 439.84 | 72487-2191 | 2014-08-27 | 2014-05-09 | Rate Filing Accepted | Annual | ||
2014 | All Savers Insurance Company | 72487 | 2014-01-01 | 261373 | NC | Small Group | All Savers Group | 72487NC001 | Gold | 0.79 | 0.824 | PPO | E8 | 72487NC0010032 | 0 | 0 | 0 | 0 | 2014-01-01 | 0 | -9.9999 | 0.0000000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.00000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.0000000000 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0.00000000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 400.8204 | 6224 | 2494706.204 | 1968323.195 | 0 | 316.2473 | 446.677 | 439.84 | 72487-2191 | 2014-08-27 | 2014-05-09 | Rate Filing Accepted | Annual | ||
2014 | All Savers Insurance Company | 72487 | 2014-01-01 | 261373 | NC | Small Group | All Savers Group | 72487NC001 | Gold | 0.798 | 0.824 | PPO | E1 | 72487NC0010025 | 0 | 0 | 0 | 0 | 2014-01-01 | 0 | -9.9999 | 0.0000000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.00000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.0000000000 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0.00000000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 400.8204 | 6224 | 2494706.204 | 1968323.195 | 0 | 316.2473 | 446.677 | 439.84 | 72487-2191 | 2014-08-27 | 2014-05-09 | Rate Filing Accepted | Annual | ||
2014 | All Savers Insurance Company | 72487 | 2014-01-01 | 261373 | NC | Small Group | All Savers Group | 72487NC001 | Gold | 0.787 | 0.824 | PPO | E2 | 72487NC0010026 | 0 | 0 | 0 | 0 | 2014-01-01 | 0 | -9.9999 | 0.0000000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.00000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.0000000000 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0.00000000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 400.8204 | 6224 | 2494706.204 | 1968323.195 | 0 | 316.2473 | 446.677 | 439.84 | 72487-2191 | 2014-08-27 | 2014-05-09 | Rate Filing Accepted | Annual | ||
2014 | All Savers Insurance Company | 72487 | 2014-01-01 | 261373 | NC | Small Group | All Savers Group | 72487NC001 | Gold | 0.789 | 0.824 | PPO | E3 | 72487NC0010027 | 0 | 0 | 0 | 0 | 2014-01-01 | 0 | -9.9999 | 0.0000000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.00000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.0000000000 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0.00000000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 400.8204 | 6224 | 2494706.204 | 1968323.195 | 0 | 316.2473 | 446.677 | 439.84 | 72487-2191 | 2014-08-27 | 2014-05-09 | Rate Filing Accepted | Annual | ||
2014 | All Savers Insurance Company | 72487 | 2014-01-01 | 261373 | NC | Small Group | All Savers Group | 72487NC001 | Gold | 0.784 | 0.824 | PPO | E4 | 72487NC0010028 | 0 | 0 | 0 | 0 | 2014-01-01 | 0 | -9.9999 | 0.0000000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.00000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.0000000000 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0.00000000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 400.8204 | 6224 | 2494706.204 | 1968323.195 | 0 | 316.2473 | 446.677 | 439.84 | 72487-2191 | 2014-08-27 | 2014-05-09 | Rate Filing Accepted | Annual | ||
2014 | All Savers Insurance Company | 72487 | 2014-01-01 | 261373 | NC | Small Group | All Savers Group | 72487NC001 | Gold | 0.786 | 0.824 | PPO | E5 | 72487NC0010029 | 0 | 0 | 0 | 0 | 2014-01-01 | 0 | -9.9999 | 0.0000000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.00000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.0000000000 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0.00000000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 400.8204 | 6224 | 2494706.204 | 1968323.195 | 0 | 316.2473 | 446.677 | 439.84 | 72487-2191 | 2014-08-27 | 2014-05-09 | Rate Filing Accepted | Annual | ||
2014 | All Savers Insurance Company | 72487 | 2014-01-01 | 261373 | NC | Small Group | All Savers Group | 72487NC001 | Gold | 0.784 | 0.824 | PPO | E7 | 72487NC0010031 | 0 | 0 | 0 | 0 | 2014-01-01 | 0 | -9.9999 | 0.0000000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.00000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.0000000000 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0.00000000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 400.8204 | 6224 | 2494706.204 | 1968323.195 | 0 | 316.2473 | 446.677 | 439.84 | 72487-2191 | 2014-08-27 | 2014-05-09 | Rate Filing Accepted | Annual | ||
2014 | All Savers Insurance Company | 72487 | 2014-01-01 | 261373 | NC | Small Group | All Savers Group | 72487NC001 | Bronze | 0.6 | 0.605 | PPO | G8 | 72487NC0010040 | 0 | 0 | 0 | 0 | 2014-01-01 | 0 | -9.9999 | 0.0000000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.00000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.0000000000 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0.00000000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 400.8204 | 6224 | 2494706.204 | 1968323.195 | 0 | 316.2473 | 446.677 | 439.84 | 72487-2191 | 2014-08-27 | 2014-05-09 | Rate Filing Accepted | Annual | ||
2014 | All Savers Insurance Company | 72487 | 2014-01-01 | 261373 | NC | Small Group | All Savers Group | 72487NC001 | Gold | 0.809 | 0.841 | PPO | J1 | 72487NC0010057 | 0 | 0 | 0 | 0 | 2014-01-01 | 0 | -9.9999 | 0.0000000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.00000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.0000000000 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0.00000000000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 400.8204 | 6224 | 2494706.204 | 1968323.195 | 0 | 316.2473 | 446.677 | 439.84 | 72487-2191 | 2014-08-27 | 2014-05-09 | Rate Filing Accepted | Annual |